Hilton Home Appraisal, LLC is your FHA certified appraisal company

The FHA keeps a roster of approved appraisers for each state - Hilton Home Appraisal, LLC is on the roster of approved appraisers for TX. This means that we are certified and approved by the FHA to do appraisal reports for house loans underwritten by them. Part of the periodic training our staff at Hilton Home Appraisal, LLC receives deals exclusively with understanding the FHA's documentation and their rules and procedures.

An FHA loan is secured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is ensure that the loan is paid for in case the borrower doesn't pay their loan. Applicable to all buyers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are incredibly useful to those homebuyers with less accessible cash.