Need an appraisal in Houston or Harris County?

See the top seven reasons why TX homeowners call on Hilton Home Appraisal, LLC:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
Challenge Harris county's assessment of your property
To cut their mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
Settle an estate in TX by determining the true market value of real estate in question

Need help deciding the price of your house in or near Houston, TX?
Contact Hilton Home Appraisal, LLC.

We at Hilton Home Appraisal, LLC understand the unique needs of a consumer in need of appraisal services. Our typical business clients understand the appraisal process and the usual documents we provide. Being a regular homeowner that probably doesn't look at appraisals on a regular basis,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping homeowners just like you dismiss unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Hilton Home Appraisal, LLC is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Hilton Home Appraisal, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Hilton Home Appraisal, LLC can help you with that. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.